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自由神 發表於 2011-7-19 11:10 PM

[quote]**** 本內容被作者隱藏 ****
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673552&ptid=206102][color=#999999]d228216 發表於 2011-7-19 11:06 PM[/color][/url][/size][/quote]Prof. DD:love:

d228216 發表於 2011-7-19 11:13 PM

[quote]P = Prime rate, in general 5.25%
HIBOR = HK InterBank Offering Rate, can be up or down
But.... P
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673555&ptid=206102][color=#999999]自由神 發表於 2011-7-19 11:08 PM[/color][/url][/size][/quote]

Prime rate is not fixed, difference bank have difference prime rate now.
Prime rate is basic on US interest rate, Hibor is base on cash flow in Hong Kong.

小小康 發表於 2011-7-19 11:14 PM

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d228216 發表於 2011-7-19 11:15 PM

[quote]Prof. DD:love:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673557&ptid=206102][color=#999999]自由神 發表於 2011-7-19 11:10 PM[/color][/url][/size][/quote]:yy27: 我白紙一張

自由神 發表於 2011-7-19 11:16 PM

[quote]

Prime rate is not fixed, difference bank have difference prime rate now.
Prime rate is basic on US interest rate, Hibor is base on cash flow in Hong Kong.
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673561&ptid=206102][color=#999999]d228216 發表於 2011-7-19 11:13 PM[/color][/url][/size][/quote]I know ga:redface:
In general case, P can be assumed as a certain rate ga ma:cry:

自由神 發表於 2011-7-19 11:17 PM

[quote]

**** 本內容被作者隱藏 ****
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673562&ptid=206102][color=#999999]小小康 發表於 2011-7-19 11:14 PM[/color][/url][/size][/quote]:yy23: :yy23:

自由神 發表於 2011-7-19 11:18 PM

[quote]:yy27: 我白紙一張
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673563&ptid=206102][color=#999999]d228216 發表於 2011-7-19 11:15 PM[/color][/url][/size][/quote]No..the truth is you got a lot more experience than me:yy29:
I just know those stupid test paper questions:hitwall:

小小康 發表於 2011-7-19 11:19 PM

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d228216 發表於 2011-7-19 11:21 PM

[quote]

**** 本內容被作者隱藏 ****
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673562&ptid=206102][color=#999999]小小康 發表於 2011-7-19 11:14 PM[/color][/url][/size][/quote]

hibor睇銀行對資金需求, 銀行唔夠錢, 多銀行要借時, hibor就會被抽高, 有新股認購, margin多, 資金需求多, hibor 多數會被抽高.

P 較穩定, hibor每日不同, 2008金融風爆時做過18厘 (一個月hibor), 隔夜試過300%. 當年bow吠打老虎1000厘都有

(copy 的)

d228216 發表於 2011-7-19 11:22 PM

[quote]I know ga:redface:
In general case, P can be assumed as a certain rate ga ma:cry:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673565&ptid=206102][color=#999999]自由神 發表於 2011-7-19 11:16 PM[/color][/url][/size][/quote]

nothing is certain, only uncertain is certain :yy16:

d228216 發表於 2011-7-19 11:24 PM

[quote]No..the truth is you got a lot more experience than me:yy29:
I just know those stupid test paper questions:hitwall:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673570&ptid=206102][color=#999999]自由神 發表於 2011-7-19 11:18 PM[/color][/url][/size][/quote]:yy26:  I know nothing of this issue, never morgage, never loan, I have only one thing close to it, my OD limit of current account..

自由神 發表於 2011-7-19 11:26 PM

[quote]

:yy30: :yy30: 有$就唔駛借
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673574&ptid=206102][color=#999999]小小康 發表於 2011-7-19 11:19 PM[/color][/url][/size][/quote]息口嘅差價, 有可能少過手續費:secret:

自由神 發表於 2011-7-19 11:27 PM

[quote]

nothing is certain, only uncertain is certain :yy16:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673577&ptid=206102][color=#999999]d228216 發表於 2011-7-19 11:22 PM[/color][/url][/size][/quote]impossible is nth:good:

小小康 發表於 2011-7-19 11:29 PM

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自由神 發表於 2011-7-19 11:31 PM

[quote]:yy26:  I know nothing of this issue, never morgage, never loan, I have only one thing close to it, my OD limit of current account..
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673578&ptid=206102][color=#999999]d228216 發表於 2011-7-19 11:24 PM[/color][/url][/size][/quote]你OVERDRAFT:eek:
好撚高息㗎喎:giveup:

d228216 發表於 2011-7-19 11:32 PM

[quote]

好深奧:yy29:
如果我認為嚟緊我估P一定加息around 1%-1.5%，而銀行資金充足，咁揀HIBOR係咪著數啲咁理解?:haha:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673585&ptid=206102][color=#999999]小小康 發表於 2011-7-19 11:29 PM[/color][/url][/size][/quote]:yy16:

小小康 發表於 2011-7-19 11:32 PM

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d228216 發表於 2011-7-19 11:33 PM

[quote]你OVERDRAFT:eek:
好撚高息㗎喎:giveup:
[size=2][url=http://www.26fun.com/bbs/redirect.php?goto=findpost&pid=3673586&ptid=206102][color=#999999]自由神 發表於 2011-7-19 11:31 PM[/color][/url][/size][/quote]free limit only, never use:P

小小康 發表於 2011-7-19 11:35 PM

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小小康 發表於 2011-7-19 11:35 PM

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