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11#
發表於 2006-11-25 04:26 AM
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Originally posted by launcher at 2006-11-24 10:36 PM:& w4 Z8 o0 G# p# n1 [+ z$ u) m
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好認同, 呢個係你嗰個taxi 司機的問題.- u* B, O* y/ e; T
極樂兄的見解非常透徹.
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I 100% disagree. What's wrong with the taxi driver? Having an accounting degree doesn't guarantee a successful career and lots of $. It doesn't mean he's a CPA. If he can't find any other jobs other than driving taxi and he needs $, then so be it.
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The original poster said he's going to study abroad. He didn't specify where to go and which particular business field he'll major in (Accounting, Finance, Management, Marketing, etc.) so I can't give him any specific advice. I studied and worked now in the U.S. so I can give you some personal opinion. Nowadays having a business degree, which I have, won't give you too much advantage or $ making potential unless you follow the Finance path and eventually become a Certified Financial Planner. Too many people study Accounting and it's driving the wage down. Besides, small businesses can use accounting software to handle their booking keeping so their need to hire an in-house accountant is lower. Big businesses can outsource a lot of their accounting work oversea, especially tax accounting work.
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: y6 m: S5 S! s" `$ zOf course these are the trends I see only in U.S. but I think in most parts they can also apply to Hong Kong. Do HK small businesses use accounting software? Can't big businesses outsource accounting work to firms in China? What can you do to maintain a long-term money making power?
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6 C7 q& {4 I' |, zI think you should go to a field that must rely a lot on close people interaction. Accounting, for example, can mostly be done by someone in Hong Kong vs. in India with not much difference other than the wages people earn in these 2 places. A financial planner, on the other hand, required close interaction with the client because you are adding a lot of value via personal relationship. Can you imagine giving your own financial planning to someone in India and rely on phone conversation to get the job done? Not likely.+ g( A5 i/ q: g) B6 A, |" \
2 d% v" @( d8 L$ _& J) tSales (not cold-calling type of sales) is another field you can build a sustainable career in if you're good at selling. Most sales require establishing in-person relationship and can't be easily outsourced., z+ @/ \( ?# H
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In the U.S., about 28% of the population has a Bachelor's Degree so a U-grad nowadays doesn't really mean much. The receptionist at my work place is a u-grad and a few other certificates. Another girl working as customer service answering emails even has a MBA. You may ask what the hell she's doing here with a MBA? The problem is that her MBA is a generic one from a 2nd tier school so that doesn't guarantee her a good job. Her old experience was all in customer service and having a MBA can't automatically give her a lot of $$ upside.
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' Q3 I' m, F; ?6 ?, nI agree with many posters here that experience is more important than the degree in many fields, if you don't get your degree from a top-tier school or your field is not a profession. Business degree is not a profession, but Law, Medicine, and Pharmacy are. Again, these are my opinions based on my experience in the U.S. but I have to believe they can also apply in HK. |
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