|
 
- 帖子
- 333
- 精華
- 0
- 威望
- 80
- 魅力
- 3
- 讚好
- 0
- 性別
- 男
|
1#
發表於 2006-6-9 01:49 PM
| 顯示全部帖子
如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? ( ~/ S2 C3 p4 `; h4 h' u
2 t% l( ]1 f4 T& H4 Q. k0 h夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁
; r8 R0 ]0 T c; o+ @- |4 ?
+ G" K7 G' r5 J: \* p3 b! w: h$ A' X8 p- W# W
如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....6 ~ Y$ p+ Q3 W6 c. ]* s
3 o+ B& z) R$ Z) Z @" M
以下係我既plan:
" T. t" W% k$ r; {5 zhome - $8000
! J- B2 ?& ]9 h: ]7 |& W6 ^self basic use (including entertainment) - $4000
3 J2 i7 q' ?4 j8 ]: YMPF - around $1000
$ J- ~. R! r7 I U, `9 Ginverstment + insurance - $1000-$1500
0 C1 m0 f( n% t: ~: QMiscellaneous - around $2000 on average (travel & other purchases & TAX!!!)
& r& m2 y2 N) b# S% G2 Q) _! H
3 g3 H% V# C6 z7 ]+ M! {NORMAL SAVINGS: $5000-6000 per month+ E( U* X# N* Z1 o! D0 z! i
1 i: Q- A( |1 j2 V* J. c0 I
AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000# T5 C4 S$ k0 M5 D7 V% b2 v# y
3 Y& P& q8 i7 g( z9 P" i
4 @2 a5 I; _* {
如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance* ?, B$ ]* M; J0 Y( k
8 d# Y# S% b0 ~$ p3 [3 r
買層樓當好好地都要二百萬.... - m9 S0 g- z7 u) `1 B7 N! ^
三成首期, 六十萬.....2 j/ u. F9 e7 w# c% h
裝修最少十萬啦....." e5 s0 A2 b3 Q! e. L
+ O* r; E7 j" H: N* m/ Z2 N
買得樓就可能係結婚跟住honeymoon 啦
- a, u, g1 _- E! t, H. K又起碼無咁十零二十萬.....: o' ~6 N$ T: p: c
9 c! T, s2 S4 g0 P8 t# @之後仲要將供樓加埋入每月既支出.....7 ~% F$ m2 c9 X, Z% b- N4 V
4 ]" a. |( {. [. T) w G1 g( n
% s6 a0 }/ Z9 [ R( L一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....: m% A6 X# R( E4 w* y/ I* D; C3 q
& ]$ m" G; C; d& f) T+ J5 F! Q
$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  & T1 q* m& J+ C x
( R4 ]" s+ ]% H" j" T, {$ ^
5 p( w2 R' O+ p5 y3 G4 p, u5 z* R之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  & ^4 `& L3 ] g6 W* G4 {8 @& Z# b4 Y
! {5 F& ^9 v8 w, J" ~2 u. c2 d
F+ S: a/ l. ?
5 r3 u* G) c3 i- y" O* G, P0 }+ a) p
真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個...../ z/ C E2 b: T I5 J; U' q! z/ m
% [* d2 N0 y* l$ U$ n4 o6 Y. }
講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......6 B- |2 D, v. } s8 X0 @2 M
+ n$ U: D0 K/ S0 n0 X, `
6 J2 `2 Q3 ?0 J+ U8 a. t* Y
' Z7 ?) ^3 P/ D- C- Z9 F6 Z5 i# N) V大家有咩見解?!??!?( r# @+ n7 S) H. {: G6 E/ l8 {
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?% |3 a, g y9 w0 ^. G2 T
不妨研究下~~~~   |
|