如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? 5 _& j4 z* E& ~* Y1 j
+ _8 k) }1 ?3 K夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁: a! \1 H% x9 Z4 _
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....3 h% D' J+ b+ M
! ?9 I* c' B. E, Q; W1 J以下係我既plan:+ \% [# q o* f$ B# P4 R
home - $8000* i! o* R4 V% S; C+ z( ~: n; M# s
self basic use (including entertainment) - $4000
5 y U, D' M; B4 a3 WMPF - around $1000
8 u$ p; Z8 ~% p# M& n' O: e2 Q6 Tinverstment + insurance - $1000-$1500
# B* g1 v2 V% _Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!)
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2 X2 E2 ?4 [# GNORMAL SAVINGS: $5000-6000 per month
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000
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6 ~) ^- f5 v/ P* M如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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買層樓當好好地都要二百萬....
/ H9 E- n2 T7 n三成首期, 六十萬.....5 H: X, J) q5 H7 o5 E9 g
裝修最少十萬啦.....
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買得樓就可能係結婚跟住honeymoon 啦
( y; [5 Z0 m) b8 E又起碼無咁十零二十萬.....
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& V) S& D0 V. B9 @之後仲要將供樓加埋入每月既支出.....
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦....." S+ K/ m0 q3 @
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$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  7 }# d4 o4 o' {# y2 `* z
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; P1 G) S) ]6 e之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  
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! s, o4 E* u( c* |+ A* z+ q1 a真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....6 \+ w0 t9 h, {8 f* X: Y- T. K% L
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講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......) g; u; ^3 ?! Z9 R! `/ X
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大家有咩見解?!??!?9 R. a8 h) _. q
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?
1 G# V# r, p. |# b) H不妨研究下~~~~   |