如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? 4 Q7 z! h( u( z9 k
) K8 n" D7 }5 p% [8 g夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....% Y2 M: T/ @! `0 Z! p
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home - $8000
8 ^# h) M6 T5 X& r/ ?& Z3 Iself basic use (including entertainment) - $4000
% G M' J, W& T/ a7 _* VMPF - around $1000- b3 {, c5 Y o# v" m- H4 \
inverstment + insurance - $1000-$1500( k8 m& s9 o) ?7 X8 _2 F3 `
Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) 9 b! p. B$ _/ ]1 l: p. R
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NORMAL SAVINGS: $5000-6000 per month" _2 e% |' F1 |; n
# s' G7 j4 O# M' n! R$ SAFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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( `. S: }2 n: c- O買層樓當好好地都要二百萬.... ! n2 n% H0 v" F* L- C# K0 J
三成首期, 六十萬.....
$ N( s+ V6 @& w# H) C裝修最少十萬啦.....
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9 _0 F6 e" p& t1 }0 z) f8 N; t! Z買得樓就可能係結婚跟住honeymoon 啦
) u2 N* _3 N& K: _3 X又起碼無咁十零二十萬.....3 V1 S! \- D c3 d `
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之後仲要將供樓加埋入每月既支出.....
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....
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$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  : Q- M9 W$ J4 s6 C F* R9 E
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  ) G) r+ g9 w7 ]7 Z; s
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....
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# {! I& o" ~; j, @- F) P7 D+ [2 e1 z, N講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......
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大家有咩見解?!??!?9 @3 h3 v1 z/ X' b
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?% I6 M; n: ?9 `. j% G3 T. x
不妨研究下~~~~   |