如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠?
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夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁9 f0 F/ x% ]/ I% j! i+ B, L6 M
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....
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以下係我既plan:
4 P: a: {" e' W/ n% Ohome - $8000
! ?9 @! K# A/ O$ |% |& kself basic use (including entertainment) - $4000( m6 x* {0 j; V* `+ {) n* E8 `+ m
MPF - around $1000
$ H7 k5 \" B }inverstment + insurance - $1000-$1500
7 k% ~1 n0 _, Y+ D# NMiscellaneous - around $2000 on average (travel & other purchases & TAX!!!) $ `5 C: \5 t: X$ H4 {2 O
% P5 g Y5 k' K) o# i& K7 NNORMAL SAVINGS: $5000-6000 per month
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; I& i2 O8 I/ S" r% \5 rAFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000' S- j* T' w6 H" v9 h4 |; V
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance6 O4 @* A4 i+ ?9 ^
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買層樓當好好地都要二百萬....
& p0 L$ E e5 _: V0 a三成首期, 六十萬.....
; r: W p. |$ m- p4 G3 M3 k裝修最少十萬啦.....
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* h" d1 v9 g0 k. }' g買得樓就可能係結婚跟住honeymoon 啦
. ?. V1 B( x4 O( ~: y又起碼無咁十零二十萬.....
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之後仲要將供樓加埋入每月既支出.....
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+ ?/ e1 P! I! p- ~) y一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....
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$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....
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D- J; N- D$ g* d; r# S講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......
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; G* {# {, k2 F$ X: n0 G大家有咩見解?!??!?
* b* \% ~/ a7 C$ D; u2 f/ O同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?1 U `% A# F/ X( {
不妨研究下~~~~   |