balachiDavis

Frankly speaking, 22 000 per month is definitely not enough.
  y& o# ]' p; q' ?At least, not enough to build up a family...
4 y, y7 y: n  _4 n) @( D( {And you havent included this: you have to give some to your parents or whatever......1 w- ^1 R) Y; ?
6 g( q0 G7 m* x3 t: h
But the good thing is: you wont just simply put the money at the bank, you will invest
' ~6 C* }) @) ]- I9 W* W5 Bso after 10 years I am sure that you will have more than this amount./ g, R  p# g: n. q, V

  j# y9 ^# V$ C8 ^Actually, i dont think 22 000 is enough for marriage as well......you know the women ga lah....kaka