大家通常點處置舊公司的強積金？

ASPP

新公司就無得選，舊的可以轉去新公司到，或者不動，但如果次次轉公司都唔理舊的強積金戶口
老左之後又唔見左d戶口資料，咁咪

同埋有無人專登另外找個最低手續費的強積金公司來專做保留帳戶？
咁咪算係賺左

littlepig

無論幾多間舊公司都好,都應轉為一個保留賬戶口,一來可以節省多間公司手續費,二來方便管理。(因時制宜,偶然需要重新分配投資比率,所以合併為一會較為方便)

我自己既舊MPF就幫襯宏x保險,組合中有多個基金任君選擇,而自己主力揀左投資亞洲市場及中國市場,所以過去3年回報累積均超過50%。其實早前亦有投資北美市場的,回報也不錯的,幸好夠貪心,見亞洲回報更高因而換掉

最差就係HSBC,不知所謂,因為公司揀的,隻plan投資組合只得4隻基金揀,而且回報率.....唉...(下刪一百字)

littlepig

Originally posted by ASPP at 2008-2-12 08:41 PM:
新公司就無得選，舊的可以轉去新公司...

或者我再補充一下,我舊時都有四個保留帳,就係見佢煩擺埋一二邊,到我想睇果陣因為隔左一段時間跟本冇辦法整合黎睇究竟我有幾多錢係度。唔知你有冇買保險,我就有,所以叫左個保險經紀同我砌掂佢,全部轉晒去佢公司開個新戶口,開左新戶口後我可以隨時上網睇,同埋可以分配組合比率,老實講,個經紀轉保留帳冇乜錢賺,不過服務好既話就係搏口碑等你介紹多d客仔俾佢地。

呢d野關乎你將來既退休生活,一d都唔可以懶,快d攪掂佢唔駛煩, ...希望幫到你

bunce2806

A small hint when transferring your old company's MPF balances - If the money has moved to a preserved account, when completing your transfer form make sure you fill in the preserved account no. as your account number (which will usually have changed from the account no. that you used to have when you were still working there).  This will avoid delay in transferring the money to your new company's MPF scheme