如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? ' w: S8 ?2 F- v! X3 X! F$ b9 {
0 B2 C! S4 ~1 X3 u" B夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁+ g5 F2 Q' {' `& f$ |" J4 ~+ r2 A
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....# { q# ^% `8 c. C) h. S1 q
) s8 N- B4 W! P t u7 Q以下係我既plan:
7 G0 O, p+ l; t3 _home - $8000
/ c X: E) n* n6 A0 Fself basic use (including entertainment) - $4000
* s# M4 |2 O$ X- v4 [7 ^* ZMPF - around $1000
/ `1 W1 W( r- W2 y9 x9 m- }# d4 Rinverstment + insurance - $1000-$1500
4 G0 R G' w# H5 v7 i+ y2 [6 K UMiscellaneous - around $2000 on average (travel & other purchases & TAX!!!)
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NORMAL SAVINGS: $5000-6000 per month2 i( _5 Q4 U( I% U
s2 m( F Z& qAFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000! I5 s& x. s4 C+ h% }/ G {4 T- C
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3 t$ m5 f, {5 G- T) P- Q如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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9 [9 m( I) b# D6 h* X# u買層樓當好好地都要二百萬.... + h5 F! ]9 d; C
三成首期, 六十萬.....
& S. W7 O: L- B裝修最少十萬啦.....# ?) {8 N; f m- S
# ]7 L6 d. Q2 e* ~8 Y買得樓就可能係結婚跟住honeymoon 啦5 | X5 ^: q6 L+ q2 X- {* } q
又起碼無咁十零二十萬.....- t$ Q7 A6 }* Z! v+ g% S
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之後仲要將供樓加埋入每月既支出.....
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....) z) Y! h" v* @, ]! i2 E) f: R2 b
/ J+ M" |% {3 _! c/ ^5 J; X( @$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  * ?3 u" W" V0 k( W) I* ^( j/ j6 e
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6 A6 O/ I- s4 l P/ `6 G之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  
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# ~/ `- J( N2 L真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....
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+ V/ E& T6 r) K5 B講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......
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M4 V. B+ Y" |+ F大家有咩見解?!??!?; _3 }$ w/ o+ ^8 o4 I) {7 S1 r
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?) J3 e# [+ \; h0 I
不妨研究下~~~~   |