如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? 2 Z- K. Q/ Q5 _$ p4 x4 v9 }
# i9 S8 n9 r# _* j夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....2 Z( y9 l) n1 ?: g7 j
8 v; J& ?! v" P以下係我既plan:* `6 V( G( l! _- C/ d5 ^( ]
home - $8000
4 f- Z3 a$ z4 D! \9 l5 o7 Jself basic use (including entertainment) - $4000 S) V- Z4 t& L% }# F8 h- K
MPF - around $1000 S6 X+ s( |5 w6 B
inverstment + insurance - $1000-$15008 ]; v V; }( M1 q
Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) ' }3 @& T9 \5 K; ^9 x
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NORMAL SAVINGS: $5000-6000 per month
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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買層樓當好好地都要二百萬.... 6 G4 _1 y+ T- q, v* L) h i
三成首期, 六十萬.....' ^' ?& Z4 E# S3 A
裝修最少十萬啦.....# A1 e! U# A `& R0 Q
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買得樓就可能係結婚跟住honeymoon 啦
) J) [8 M. Q' c: }' D2 f3 E又起碼無咁十零二十萬.....
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之後仲要將供樓加埋入每月既支出.....
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....
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$660,000 - $600,000 -$100,000 - $200,000 = - $240,000 : u% a( @' I6 p+ l
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?
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w- | c% M/ x3 `, l真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....
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3 N' l- N/ I% a @1 Q講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......6 B0 j; l2 \ R0 c3 |1 ^
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* x2 k. x6 a- J2 t) o大家有咩見解?!??!?' i6 o" E+ j+ n; q- T
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?6 F# G/ C. L0 v$ t& b# A
不妨研究下~~~~ |
發表於 2006-6-9 01:49 PM
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