如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠?
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夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁) O/ P. S3 m ~' E
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6 C" A3 G0 I7 @2 y g# j如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....8 `. R* Q* A1 m2 m
; v) v* Y8 i: K( k4 s/ C* {+ G ^0 h以下係我既plan:$ c T) K0 e9 O7 U \. m1 z) z
home - $8000 k; ^& X& R) T. A( Q# R- X
self basic use (including entertainment) - $4000
% S) G5 s6 I4 u( wMPF - around $1000% z, }5 g" d. O0 o: r1 D1 Y
inverstment + insurance - $1000-$15005 S$ |1 S/ l/ v' V! r, A7 d
Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) 0 p" V8 @2 [* I$ M- p! F6 }
B" U- R' o s+ ~% ~0 jNORMAL SAVINGS: $5000-6000 per month% j @7 [* w) }; G* l
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000# G9 h" _" ?/ [% @5 f. q6 I
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance* F8 P; j+ X$ U, ^
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買層樓當好好地都要二百萬....
3 ~. j" Z7 B* k4 f5 G% p/ P三成首期, 六十萬.....
$ k3 U" I: ~2 _% |裝修最少十萬啦.....* y5 x3 t; }: Z+ y5 W
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買得樓就可能係結婚跟住honeymoon 啦
% x s5 u/ c2 u$ w+ s% Q) ?又起碼無咁十零二十萬.....
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之後仲要將供樓加埋入每月既支出.....' e# } p# Z5 ~0 E% b
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8 C4 @% ]9 @0 ]( ~8 L# v一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....7 [# v3 `- }# j
1 x* _( J4 G- v2 I/ L% C. r% n$660,000 - $600,000 -$100,000 - $200,000 = - $240,000
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. n9 b- {! _9 Z0 T( P4 n) Z之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?" A3 {5 c2 i" s+ n5 r
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6 n2 b# t/ H' P* D. ^真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個...... p c" p/ {( e- Q8 R& W
6 ]: _% t" S2 ]* `講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易....../ K# u5 x$ T2 Q0 ?/ A& _
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大家有咩見解?!??!?% j/ V* U% C/ h% U
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?! Q' H8 V1 `8 O
不妨研究下~~~~ |
發表於 2006-6-9 01:49 PM
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