如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠?
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夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....
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以下係我既plan:' ~: D6 ]# K4 J/ ?+ s& N
home - $8000/ M0 F$ J3 a3 \! K
self basic use (including entertainment) - $4000
2 G! e1 F* N' D$ L2 wMPF - around $1000& g. e% L* S" S/ i1 a6 y
inverstment + insurance - $1000-$15005 |& C. z( t; G W; W: c
Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) ) l* G Y& B% J) _: v
! z0 `6 v! _/ w4 ]9 U7 f3 ^NORMAL SAVINGS: $5000-6000 per month
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000
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0 m& W, Z/ }: Q. R如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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& i; a; [" ?8 v: v% h買層樓當好好地都要二百萬.... " } I& u. T5 F# c
三成首期, 六十萬.....
! m; x4 K H$ ]: [+ W裝修最少十萬啦....., c; B6 i- F. L' I' ^+ A7 F
" j2 H8 h! O8 G. L, |- n$ W買得樓就可能係結婚跟住honeymoon 啦
* t9 O) U& y8 e7 @3 k' V2 N又起碼無咁十零二十萬.....
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之後仲要將供樓加埋入每月既支出.....
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8 Q- b& T/ K- E3 `一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....) q' C8 i: E. S2 S' M" p( @
$ S5 c' U4 t$ y9 f$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  7 S& z0 q7 F$ ^0 N
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....4 k5 m3 t7 }4 ^! X, X3 W
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講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......9 f0 M' e. A6 _# p
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大家有咩見解?!??!?
+ E) h' Z! L$ z6 H同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?
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