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發表於 2006-6-9 01:49 PM
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如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠? Q& {, @* [* R) G2 H* M
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夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁8 w G0 a& @, r2 P/ n
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% J3 b+ T8 L2 Q! k9 s% @1 ]如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....: v! B* C, Q0 p
( R$ a L) M& W% x% t# Z3 E% ?; |以下係我既plan:
* C. S- R' m! _' H! ehome - $8000
) c) R9 n7 x# iself basic use (including entertainment) - $4000
- D% _7 P+ s8 B; @: n1 t* @5 jMPF - around $10004 w' c$ H: d2 I6 d
inverstment + insurance - $1000-$1500
2 m, V3 H% D$ m# Y# O8 C$ i* ]5 ?Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!)
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/ ~* ], m. g% s7 eNORMAL SAVINGS: $5000-6000 per month
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,0009 ~- l7 s: s3 {, ]
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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- N, t7 y# ?, G) Q3 [買層樓當好好地都要二百萬....
* V2 z( c) a- D9 ?1 a# m/ O2 t% |* A; D三成首期, 六十萬....., O. y, h* x% a1 Q; x9 a
裝修最少十萬啦.....
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7 v8 m2 w% m' V ]買得樓就可能係結婚跟住honeymoon 啦
1 I& b4 O H: X9 q! ^4 @0 C" ^又起碼無咁十零二十萬..... a0 ^ C1 {9 u5 H$ S
/ j7 u) X6 s7 h2 ^之後仲要將供樓加埋入每月既支出.....1 |3 n5 x/ @* k0 Y, j& B
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....
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6 S* w9 [% ]1 |/ y2 p$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  1 P6 L8 I& J3 y" i0 e) N
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$ {$ | x5 b9 x之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  7 w1 T9 i9 q2 B& c; }* O$ F- e( }
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....- l1 R2 Z0 {7 O5 X5 t* G* p
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講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......, M* ?. I& ~& c/ B& R y. {
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8 p9 e* |9 v7 j9 S! v大家有咩見解?!??!?
; h* [4 U- ?& p; J$ R0 e! m同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?
, [7 |7 @; o5 W5 x不妨研究下~~~~   |
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