[加分討論題] 創業者的第一筆資金怎來？

tonylo

很多行業創業時要有一筆資金，可能是租鋪、租寫字樓、公司註冊、廣告、入貨等。
我想問的是創業者第一筆資金怎來？都只有靠打工原始累積嗎？借錢？但借錢要有東西可作為抵押的吧？例如樓。其實這個第一道難關有什麼方法處理？

[ Last edited by 笨小孩 on 2007-8-7 at 11:08 PM ]

12d3

通常都會問銀行借, 另外政府有中小企業資助計劃

但係香港唔適合創業......你都知, 成本太高, 有錢佬玩哂.

kuru

創業唔容易ar,而且創業難守業仲難, 咩都唔好講, 淨係比得起租都難
除非有強勁後盾, 否則要三思~~

aceliew

創業者0既第一桶金，往往系一個謎。尤其你可以問問d有錢佬，試下問拒地點樣搵到第一桶金睇。。最多咪答你努力工作儲錢，一系就老豆剩落。。(系晤系撈偏賺0黎0既，就你地自己分析啦)。。。如果系0甘易搵到第一桶金，人人都創業啦。

qulapo

if you have an innovative idea and good execution to go with it you can often get some venture capital funding. in any case, it's best to start small and make sure that there is a market for what you are trying to sell. both to keep costs down and to prove that your concept is profitable to banks and investors to fund expansion.

red0011101

創業者0既第一桶金...if still studying ...many ppl get grat loan to do the investment....
later....working several yrs...storing some money and experience....may open a small shop...
at this time also find parents borrow money .....
if the comp can earn money ...need to expand ...may find banker to get loan.. mortage ..etc...
but in hk ...start business .....operating cost too heavy ....if u dnot want to suffer pressure from business or bankrupt....take $ to invest is a better way ....since the share if u really do the analysis ....risk is less than start business.....and if u think the industry u invest have construction problem ....u can go away by throwing the shares....
but base on entrepreneurship  ....if u start busines in those problematic industries....u will waste time to wait and suffer the risk....at least ....u will loss so much...
Start business need to consider more...like potential target ...salaries ...insurance ...some extra expense ...find supllies ....some many thing u need to think
Take care ....Good luck

Jk

來自..........譴散費

trunks

我諗都係得幾種: 屋企人借或比, 銀行借, 自己儲蓄或投資, 中六合彩....
當然, 如果可以同人夾份就會容易d.....

deipnosophist

籌措開業資金，不外乎係合資與借貸。
如果閣下口才好，加上個idea有potential，可以試下申請外國嘅hedge fund，例如索羅斯個量子基金。

「創業」與「成功創業」係兩回事。
要創業一啲都唔難，不過如果冇周詳計劃，自己又冇競爭優勢，好快就會蝕本。

要成功創業，事前有好多準備功夫。
首先要做分析，考慮可行性，再制定商業策略、市場計劃。
跟住要計cost of capital 和capital budgeting，決定是否值得投資。

開業之後仲煩，要識得計成本，決定貨價、做人事管理、做會計、做營銷、定期檢討市場計劃….
如果係開註冊公司，每年又要搵會計師核數，交報告俾公司註冊處，另外又要遵守《公司條例》中300幾項條文。

deipnosophist

攞個proposal上去搵老Trump，問佢鐸水，就算氹唔到佢投資，識到佢個女都好。